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CBCG FinTech Hackathon - Vol II

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ICT Cortex

Opening submissions

Meetup - Vol I

Meetup - Vol II

Submission Deadline 

Pre-Selection 

Candidates Shortlist

Submission of video presentations Deadline

Start of the competition

Work with mentors

End of the competition

Project presentation

Final jury evaluation

Awards ceremony

updates

matchmaking

results

transactions

rules

<h2>ABOUT THE HACKATHON</h2> The CBCG FinTech Hackathon represents a 48-hour regional competition in the field of application of financial technologies which will be held for the second year in a row, in an online format, from the 7th until the 9th of October 2022.The competition is organised by the <a href="https://www.cbcg.me/" target="_blank">Central Bank of Montenegro</a> in cooperation with the Montenegrin ICT cluster  <a href="https://ictcortex.me/" target="_blank">ICT Cortex</a> and the <a href="http://ubcg.info" target="_blank">Association of Montenegrin Banks</a>. The intention of the Central Bank of Montenegro is to gather teams of programmers, marketers, designers, start-up enthusiasts, and other creative persons, who will be challenged to design software solutions with great potential in the financial and banking markets, thanks to which the citizens, as end users, will have easier access to financial and other institutions.The Central Bank of Montenegro will reward the best team with a cash prize of 12,000 euros, while Mastercard will reward the best Montenegrin team with 3,000 euros.The teams will also have an opportunity to present their solutions to the audience, which will consist of Montenegrin and foreign professionals from the financial industry and technology community, as well as regulators and state officials.As it was the case with the first CBCG FinTech Hackathon, it is expected that this year's Hackaton will be a useful experience for the participants, offering exceptional opportunities for progress and networking. <h2>THEME</h2> The theme of the CBCG FinTech Hackathon is Know Your Customer - Easy and Secure.The banks and other institutions use the Know Your Customer (KYC) approach to ensure that their customers are the ones who they say they are. KYC stands as the foundation of identity services such as identification, authentication, and confirmation. This procedure enables financial organizations, internet (online) companies, as well as companies in the field of financial technologies (fintech) and government bodies to connect with their customers or partners through digital technologies.KYC, as a simple and safe method of identification, can help citizens to open all kinds of digital doors in numerous sectors, both private and public, by reducing costs and increasing convenience for consumers, without jeopardizing the security of personal and other data.The KYC process already represents the foundation of numerous digital services, such as:<ul><li>opening bank accounts;</li><li>transaction confirmation;</li><li>credit management;</li><li>eGovernment services;</li><li>insurance services;</li><li>signing documents;</li></ul>It is entirely up to your team to decide how you to use the KYC process and whether to link it to one of the above areas or create a completely different service.The following things are crucial for success - KYC must be the basis of the proposed solution; the solution must have commercial potential at the highest level of safety, security and convenience for users, thereby protecting all involved parties from identity fraud or other cybercrime. The potential to be used in other sectors would have additional value.  Proposal: The KYC process can be developed using state-of-the-art technology such as smart contracts with or without additional functions related to other banking or Web3 services, but should focus on developing the highest possible level of security (in accordance with the High Level of Assurance) with respect to the proof of identity (eIDAS LoA High), strong user authentication in accordance with the Payment Services Directive (PSD2) and Qualified Electronic Signature (eIDAS QTSP) with high transaction speeds and low bandwidth consumption. <h2>HOW TO REGISTER AND HOW TO SUBMIT IDEAS</h2> The registration process will take place online, from 2 September 2022. Every participant/team will have to register on TAIKAI  platform first and than he/she will have the opportunity to register the idea and team members for preselection, in English, by October 1 2022, 23:59 (CET) through the <a href="https://taikai.network/en/projects/create?challengeId=cl6waqkgy52768701uv92u4oxmc&amp;organizationId=cl6wa5p6m48276001sn7ixfq9hi&amp;type=challenge&amp;maxMembersPerProject=0" target="_blank">link</a>. For registration on the platform, and consecutive steps, we encourage you to follow <a href="https://taikai.network/en/cbcg/hackathons/fintechhackathonmontenegro/instructions" target="_blank">instructions </a>for application. If you have problem registering or submitting ideas, contact us at hackathon@cbcg.me or <a href="https://join.slack.com/t/ictcortex/shared_invite/zt-1dj1m5k47-CvhGoJj0lHcrY8WE1g64fQ" target="_blank">JOIN THE SLACK GROUP</a>. <h2>WHAT DO YOU GET BY PARTICIPATING IN THE HACKATHON</h2> The CBCG FinTech Hackathon will give you and your team a chance to demonstrate innovation, creativity, and programming skills within a period 48 hours, with the help of mentor support. This will, among other things, provide you with an opportunity to:<ul><li>be hired - Local tech companies are looking for talent and creative thinking, and outstanding programming will not go unnoticed;</li><li>see your idea be brought to life - if you believe that your solution is a start-up with potential, you will have the opportunity to convince the investors present at the event;</li><li>gain new knowledge about the latest trends - renowned domestic and foreign experts will share ideas and technologies that make the financial industry more competitive and closer to end users;</li><li>networking - you will have the opportunity to meet people from the business sector from all over the region as well as representatives of business and financial organisations.</li></ul> <h2>WHO CAN APPLY</h2> We are looking for teams engaged in projects in the field of financial technologies or who have an initial idea about how this area could be improved, as well as all those who are interested in the development of financial technologies and want to present their ideas on the regional market.The teams are composed of three to five members. To participate in the competition, it is necessary to use this platform. For information how to apply the project and how to form the teams, it is necessary to read the  <a href="https://taikai.network/en/cbcg/hackathons/fintechhackathonmontenegro/instructions" target="_blank">instructions at the following link</a>.The teams selected in the pre-selection process until 3 October 2022 enter the competition process. Citizens of Montenegro, Serbia, Albania, Bosnia and Herzegovina, Kosovo, North Macedonia have the right to participate in the competition. Teams should be made up exclusively of citizens of one of the mentioned countries, with team members also living in the Western Balkans region.What to do:<ol><li style="margin-right:0cm;margin-left:0cm">Gather the team;</li><li style="margin-right:0cm;margin-left:0cm">Fill out the application  (<a href="https://taikai.network/en/cbcg/hackathons/fintechhackathonmontenegro/instructions" target="_blank">instructions for application</a>);</li><li style="margin-right:0cm;margin-left:0cm">Compete;</li><li style="margin-right:0cm;margin-left:0cm">Win;</li><li style="margin-right:0cm;margin-left:0cm">Take your start-up to the next level.</li></ol>Awarded solutions remain the property of the author. <h2>LANGUAGE</h2> The official language for filling out the application, working on the platform, working with mentors, submitting the film, as well as presenting the final solutions is the English language. <h2>ELIGIBILITY CRITERIA</h2> In order to enter the selection process, your idea should meet the following criteria:<ul><li>Innovation - new opportunities - new services - in the domain that facilitates savings, inclusion, simplicity for end users; primarily in the Western Balkan region;</li><li>Applicability - relies on available, known technologies and with a concrete description of application, primarily in the Western Balkans region;</li><li>Practicality – solves a specific problem or obstacle or improves an existing process;</li><li>Security - prevention of fraud and cybercrime.</li></ul>For your solution to enter the final part of the competition, it also needs to meet the additional criteria:<ul><li>Design,  software architecture and prototype functionality;</li><li>The quality of the business plan, implementation plan, impact and sustainability of the solution.</li><li>Presentation – quality and the impressions of presenting during the competition</li></ul> <h2>PRE-SELECTION</h2> All registered teams will go through a pre-selection process that will take place between the 1st and the 3rd of October 2022, after which the outcome will be communicated to all registered teams. Five teams will be selected to enter the final stage of the competition. The selected teams will have until the 6th of October to submit a three-minute video with the presentation of their idea, which will also be shown at the opening of Hackathon, as part of the presentation of teams. <h2>MENTORS</h2> During the 48-hour final, candidates selected for the final competition will be offered mentor assistance, with technical judges evaluating the progress of the software code development.The mentoring teams will be composed of representatives of the CBCG, for banking regulation, payment transactions and digital payment services, the Association of Banks and representatives of banks from the field of banking and public relations, and ICT Cortex for the field of IT and public relations. <h2>TIME FRAME</h2> Applications for the Hackathon will close on 1 October 2022.The pre-selection of solutions will be carried out until 3 October 2022, when the teams will be notified of the pre-selection results.The start of the Hackathon is scheduled for 7 October 2022, when the teams that will advance to the final part of the competition will be presented.The end of the competition and the closing ceremony will be held on 9 October 2022 in Podgorica, Hotel Hilton.The competitive part of the Hackathon lasts for 48 hours. The competitors themselves, within their team, allocate the time and responsibilities for the development of the project, including work with mentors.The teams will present their ideas and technical solution to the members of the main jury at the final event in line with the following concept:<ul><li>5 minutes for presentation (idea and technical solution);</li><li>5 minutes for jury questions.</li></ul>The winning solution will be announced by the main jury based on additional criteria for the final stage via this platform.For time frame details, visit <a href="https://taikai.network/en/cbcg/hackathons/fintechhackathonmontenegro/timeline" target="_blank">the following link</a> which also contains the information on the current stage of Hackathon. You will be notified on each change of stage via email provided that you are logged on the platform.  <h2>VENUE AND CONDITIONS OF HACKATHON</h2> The Hackathon will be held in an online form. The entire process - from application to shortlisting, as well as final voting, will take place via the online platform for <a href="https://taikai.network/en/cbcg/hackathons/fintechhackathonmontenegro/" target="_blank">Hackathon TAIKAI</a>. <h2>JURY</h2> The international jury will consist of representatives of central banks, financial institutions, ICT Cortex, a representative of the European Bank for Reconstruction and Development, a representative of Mastercard, as well as representatives of international Fintech companies. <h2>PRIZES</h2> <h3>Total prize pool is 15,000 euros.</h3> The team that, according to the decision of the expert jury, presents the best solution, will win a prize in the amount of 12,000 euros provided by the Central Bank of Montenegro.In addition to this, a prize of 3,000 euros will be given to the team from Montenegro which comes up with the best solution. The prize for the best Montenegrin team is given by Mastercard.For details on prizes and criteria see <a href="https://taikai.network/en/cbcg/hackathons/fintechhackathonmontenegro/prizes" target="_blank">the following link</a>. <h2>PARTNERS<img src="https://taikai.azureedge.net/7iqGno7I9m5tlvNiMvq-6gyPGvebANk1YPlJlJrAS6A/rs:fit:800:0:0/aHR0cHM6Ly9zdG9yYWdlLmdvb2dsZWFwaXMuY29tL3RhaWthaS1zdG9yYWdlL2ltYWdlcy85NGUyNTlkMC0yOWNkLTExZWQtYmU3Zi1hNzFiYTUzMWQ2NjFwYXJ0bmVyaTIucG5n" style="width:534px" class="fr-fic fr-dib fr-fil" /></h2> <h2>NOTE</h2> Before any application we advise you to read in detail the instructions for the use of platform provided on <a href="https://taikai.network/en/cbcg/hackathons/fintechhackathonmontenegro/instructions" target="_blank"> the following link</a>. If you have any questions or if you wish to get additional information via chat (the <a href="https://slack.com/" target="_blank">Slack</a> platform) by inquiring your colleagues from the organization. You may use the channel #fintechhackathon-2 on the ICT Cortex slack community. You can log on the slack community on  <a href="https://join.slack.com/t/ictcortex/shared_invite/zt-1dj1m5k47-CvhGoJj0lHcrY8WE1g64fQ" target="_blank">the following link.</a> If you wish to receive information on the daily level, we recommend you to do it via the following channels:<ul><li><a href="https://www.linkedin.com/company/centralna-banka-crne-gore/" target="_blank">CBCG - Linkedin</a></li><li><a href="https://www.facebook.com/centralnabankacrnegore/" target="_blank">CBCG - Facebook</a><a href="https://www.facebook.com/ictcortex" target="_blank"></a></li><li><a href="https://www.facebook.com/ictcortex" target="_blank">ICT Cortex - Facebook</a></li><li><a href="https://www.linkedin.com/company/ictcortex/" target="_blank">ICT Cortex - Linkedin</a></li><li><a href="https://www.instagram.com/ictcortex/" target="_blank">ICT Cortex - Instagram</a></li><li><a href="https://twitter.com/ictcortex" target="_blank">ICT Cortex - Twitter</a></li></ul> The following video clip shows how it looked like last year:<iframe src="https://www.youtube.com/embed/5ZB8yFILW9M?&amp;t=363s&amp;ab_channel=ICTCortex&amp;wmode=opaque&amp;rel=0" frameborder="0" allowfullscreen class="fr-draggable"></iframe>

overview

<h2>Hello!</h2> This link provides information on how to better understand the functioning of TAIKAI platform used for applying your projects for Hackathon. TAIKAI is a network for hackathon/open innovations that was built to ensure a system for transparent and centralized streamlining of hackathons based on challenges where the organizers suggest competitions to our community of innovators. As a facilitation medium, the platform provides a set of tools which simplify the registration, assessment of submission of projects in order to enable stakeholders to gain an undisturbed experience during the competition.Three key functionalities that you need to know for the entire process of application via platform are given below. <h2>1. HOW TO REGISTER AS A HACKATHON PARTICIPANT</h2> In order to use the platform, the first step is to register on the platform.This is done by clicking on any of the following (LOG IN TO JOIN), picture below: <img src="https://taikai.azureedge.net/-AX9UGtxopsrG7I_9AGJPcwD1Mc2e_ubwNl_tArG6YU/rs:fit:800:0:0/aHR0cHM6Ly9zdG9yYWdlLmdvb2dsZWFwaXMuY29tL3RhaWthaS1zdG9yYWdlL2ltYWdlcy8zOTUwMDA2MC0yOWU0LTExZWQtYmU3Zi1hNzFiYTUzMWQ2NjFVcHV0c3R2byAxLnBuZw" style="width:751px" class="fr-fic fr-dib fr-fil" /> After that, follow through the process for creating new account (CREATE ACCOUNT), picture below.<div class="fr-img-space-wrap"> </div>If you already have an account, only you need to do is to log in (LOG IN).<img src="https://taikai.azureedge.net/D_0_sQwp57hR41dfjf1fQq6xeer0906M48rl2JrmbVk/rs:fit:800:0:0/aHR0cHM6Ly9zdG9yYWdlLmdvb2dsZWFwaXMuY29tL3RhaWthaS1zdG9yYWdlL2ltYWdlcy84MWRlZmJiMC0yOWU0LTExZWQtYTQ0Ni03OTk5N2ZjNDc5ZTJVcHV0c3R2byAyLnBuZw" style="width:585px" class="fr-fic fr-dib fr-fil" /> <h2>2. HOW TO SUBMIT THE PROJECT</h2> The hackathon projects must be sent via TAIKAI web page. As soon as the project registration opens, as defined by the hackathon organizer, you may create i.e. apply the project for your team. In order to do that, on the first hackathon page (Overview), click “CREATE PROJECT” in the upper right corner of the screen or on the left side menu.  <img src="https://taikai.azureedge.net/JdSW5AehKlopo5n5nDfqaYprczroCoZN6O-CUmF5VFg/rs:fit:800:0:0/aHR0cHM6Ly9zdG9yYWdlLmdvb2dsZWFwaXMuY29tL3RhaWthaS1zdG9yYWdlL2ltYWdlcy83Mjk2ZWIyMC0yOWViLTExZWQtYTI5Yy03NTZhMWI4NDRiZjRVcHV0c3R2byAzLnBuZw" style="width:700px" class="fr-fic fr-dib fr-fil" /> Then, you must provide the title of your project and a short description of what you plan to apply. <img src="https://taikai.azureedge.net/iLUJZnKw0l3dde_MAgY7Ilop61CX1fbZxsmXVOHz5oI/rs:fit:800:0:0/aHR0cHM6Ly9zdG9yYWdlLmdvb2dsZWFwaXMuY29tL3RhaWthaS1zdG9yYWdlL2ltYWdlcy83ZWQ3MjNlMC0yNDQ3LTExZWQtOWI5Yy0xMTBjMzEzMTljOWRob3ctdG8tY3JlYXRlLXByb2plY3QtMDItY2M5MmE5NTQyMzJjM2UxMDYxMDYwZWZlZDI0ZTllZjQuanBn" style="width:882px" class="fr-fic fr-dib fr-fil" /> After that, add team members to your project. <img src="https://taikai.azureedge.net/lyN6565y5DDwWRtvgRvknmCWMoQLK67Wwrgsw0Rk6dI/rs:fit:800:0:0/aHR0cHM6Ly9zdG9yYWdlLmdvb2dsZWFwaXMuY29tL3RhaWthaS1zdG9yYWdlL2ltYWdlcy80NzI2MGUwMC0yNDg1LTExZWQtYjYyMi0xMzFjODc3ZDRiZWJob3ctdG8tY3JlYXRlLXByb2plY3QtMDMtOTU5MzNkMjZjNGQ1NzdkZjVkMmJmMGUwM2JhZmQ3ZWMuanBn" style="width:880px" class="fr-fic fr-dib fr-fil" /> Remember that all team members must be registered on the TAIKAI platform and registered to our hackathon. You may take this step later if there are no team members on the platform who meet the specified conditions.When you finish adding team members click “CONTINUE”. <h2>3. HOW TO MAKE CHANGES ON THE REGISTERED PROJECT</h2> When you have successfully created your project, i.e. registered the idea for hackathon, you can make the following functionalities on the page of your project: <ul><li>Change the project title</li><li>Add and change team members</li><li>Add project information in the form of video recording, text and supporting documentation in the form of attached documents</li></ul>NOTE: The applied project is invisible for the organizers by default, i.e. it is in the "Unpublished Project” stage, and to apply it, click “PUBLISH”.These functionalities are illustrated below. <img src="https://taikai.azureedge.net/gXWg-26cxx1BiwEPRR_hcP81K0-lIVrYsg1llJWZFmU/rs:fit:800:0:0/aHR0cHM6Ly9zdG9yYWdlLmdvb2dsZWFwaXMuY29tL3RhaWthaS1zdG9yYWdlL2ltYWdlcy9lYTI2MTBkMC0yOWViLTExZWQtYmU3Zi1hNzFiYTUzMWQ2NjFVcHV0c3R2byA0LnBuZw" style="width:825px" class="fr-fic fr-dib fr-fil" />

instructions

<h2>Timeline </h2> <table class="fr-no-borders"><tr><td style="vertical-align:top">02.09. - 01.10.2022.</td><td>Registration and application of ideas </td></tr><tr><td style="vertical-align:top">08.09.2022. 18:00</td><td style="text-align:left;vertical-align:top">Meet-up - Vol I - Detailed presentation of the CBCG Fintech Hackathon and PSD2 by the CBCG and ICT Cortex representatives. Meet-up will be organized in a hybrid form (offline + online). Venue location: CBCG, adr. Novaka Miloseva bb Podgorica. </td></tr><tr><td style="vertical-align:top">14.09.2022. 18:00</td><td style="vertical-align:top">Meet-up - Vol II - National FinTech Strategy Presentation of Montenegrin National Fintech Strategy by  representatives of the CBCG, Vedanvi company and ICT Cortex. </td></tr><tr><td style="vertical-align:top">02.10. - 03.10.2022.</td><td style="vertical-align:top">Pre-selection After application of the idea, the expert jury will make a pre-selection of 5 best solutions that will have the opportunity to present their idea at the competition. </td></tr><tr><td style="vertical-align:top">04.10.2022. 10:00</td><td style="vertical-align:top">Shortlist Five teams that passed the pre-selection will be informed via platform on the <a href="https://taikai.network/en/cbcg/hackathons/fintechhackathonmontenegro/projects" target="_blank">following page</a>. </td></tr><tr><td style="vertical-align:top">04.10. – 6.10.2022. 20:00</td><td style="vertical-align:top">Submission of video presentations The preselected teams deliver 3-minute video presentation of the team and solution. </td></tr><tr><td style="vertical-align:top">07.10.2022. 08:00</td><td style="vertical-align:top">CBCG Fintech Conference “Role of  Fintech in the democratization of the financial landscape” </td></tr><tr><td style="vertical-align:top">07.10.2022. 13:00</td><td style="vertical-align:top">Start of the competition </td></tr><tr><td style="vertical-align:top">07.10.2022. 13:05 -  09.10.2022. 13:00 </td><td style="vertical-align:top">Work with mentors Five best teams that passed the pre-selection will have the opportunity to work with expert mentors that will help them to shape their idea and make it ready for competition </td></tr><tr><td style="vertical-align:top">09.10.2022. 13:00</td><td style="vertical-align:top">End of the competition  The competition ends on Sunday at 13:00. After that, the teams will no longer be able to change their projects and presentations on the platform. </td></tr><tr><td style="vertical-align:top">09.10.2022. 16:00 - 17:00</td><td style="vertical-align:top">Project presentation The final pitching before the jury and the audience will be held on Sunday from 16:00 to 17:00 in hybrid form. </td></tr><tr><td style="vertical-align:top">09.10.2022. 17:00 - 18:00</td><td style="vertical-align:top">Final jury evaluation After the presentation of ideas, the expert jury will, in line with the <a href="https://taikai.network/en/cbcg/hackathons/fintechhackathonmontenegro/prizes?token=KBX8RAB6T4PCTJSR" target="_blank">predefined criteria</a>, evaluate all ideas transparently via this platform, and announce the winners of competition. </td></tr><tr><td style="vertical-align:top">09.10.2022. 18:00</td><td style="vertical-align:top">Awards ceremony The winners will be presented awards. </td></tr></table> If you wish to receive information on the daily level, we recommend you to do it via the following channels:<ul><li><a href="https://www.linkedin.com/company/centralna-banka-crne-gore/" target="_blank">CBCG - Linkedin</a></li><li><a href="https://www.facebook.com/centralnabankacrnegore/" target="_blank">CBCG - Facebook</a><a href="https://www.facebook.com/ictcortex/?fref=tag" target="_blank"></a></li><li><a href="https://www.facebook.com/ictcortex/?fref=tag" target="_blank">ICT Cortex - Facebook</a></li><li><a href="https://www.linkedin.com/company/ictcortex/" target="_blank">ICT Cortex - Linkedin</a></li><li><a href="https://www.instagram.com/ictcortex/" target="_blank">ICT Cortex - Instagram</a></li><li><a href="https://twitter.com/ictcortex" target="_blank">ICT Cortex - Twitter</a></li></ul>If you have any questions, doubts or need additional information, use <a href="https://join.slack.com/t/ictcortex/shared_invite/zt-1dj1m5k47-CvhGoJj0lHcrY8WE1g64fQ" target="_blank">ICT Cortex Slack community on the following link.</a>

timeline

<h2>TOTAL PRIZE POOL IS 15,000 €! </h2> <h2>The prize for the best solution is 12,000 €, provided by the CBCG.</h2> This award is valid for teams from the region. <h2>The prize for the best Montenegrin solution is 3,000 €, provided by Mastercard.</h2> This is the prize for the team from Montenegro that presents the best solution. NOTE: If the best, first-ranked solution is from Montenegro, this prize will be awarded to the next best solution submitted from Montenegro. <h2>PRIZE CRITERIA</h2> In order to enter the selection process, your idea should meet the following criteria:<ul><li>Innovation - new opportunities - new services - in the domain that facilitates savings, inclusion, simplicity for end users; primarily in the Western Balkan region;</li><li>Applicability - relies on available, known technologies and with a concrete description of application, primarily in the Western Balkans region;</li><li>Practicality – solves a specific problem or obstacle or improves an existing process;</li><li>Security - prevention of fraud and cybercrime.</li></ul>For your solution to enter the final part of the competition, it also needs to meet the additional criteria:<ul><li>Design,  software architecture and prototype functionality;</li><li>The quality of the business plan, implementation plan, impact and sustainability of the solution;</li><li>Presentation – quality and the impressions of presenting during the competition.</li></ul>

prizes

projects

participants

juries

mentors

resources

<h2>If you require any further information, feel free to contact us</h2> If you want quick information, <a href="https://join.slack.com/t/ictcortex/shared_invite/zt-1dj1m5k47-CvhGoJj0lHcrY8WE1g64fQ" target="_blank">JOIN THE SLACK GROUP</a>, on the slack channel #fintechhackathon-2 (the ICT Cortex Bot will send you a welcome message and a link to #fintechhackathon-2 channel).If you have any questions for the colleagues from the hackathon organization, feel free to use the slack chat. <h2>Are KYC procedures used to detect fake identities?</h2> Various tools and technological solutions are being developed to verify and detect false identities. There are different stages in performing identity verification. You can read more about the KYC role in preventing and detecting financial fraud on the blog:<a href="https://fintechhub.cbcg.me/en/blog/know-your-customer-client" target="_blank">Know your customer/client (ENG)</a><a href="https://fintechhub.cbcg.me/me/blog/upoznaj-svog-klijenta-korisnika" target="_blank">Upoznaj svog klijenta/korisnika</a> Or see the record of the Meetup Vol1:<a href="https://www.youtube.com/watch?v=Ey0kTVemKug" target="_blank">Fintech Meetup Vol1: KYC</a> <h2>About  the CBCG  Fintech  Hackathon</h2> The CBCG FinTech Hackathon represents a 48-hour regional competition in the field of application of financial technologies which will be held for the second year in a row, in an online format. The competition is organized by the Central Bank of Montenegro in cooperation with the Montenegrin ICT cluster ICT Cortex and the Association of Montenegrin Banks. As it was the case with the first CBCG FinTech Hackathon, it is expected that this year's Hackathon will be a useful experience for the participants, offering exceptional opportunities for progress and networking. <h2>Who can participate in the CBCG Fintech Hackathon?</h2> The intention of the Central Bank of Montenegro is to gather teams of programmers, marketers, designers, startup enthusiasts, and other creative persons, who will be challenged to design software solutions with great potential in the financial and banking markets, thanks to which citizens, as end users, will have easier access to financial and other institutions. Citizens of Montenegro, Serbia, Albania, Bosnia and Herzegovina, Kosovo, North Macedonia have the right to participate in the competition. Teams should be made up of citizens living in the Western Balkans region.  <h2>Tell us more about steps to the selection process</h2> All registered teams will go through a pre-selection process, after which the outcome will be communicated to all registered teams. Five teams will be selected to enter the final stage of the competition. <h2>How much does it cost?</h2> The CBCG Fintech Hackathon is free for all selected candidates. <h2>Can we register as a company?</h2> No. Candidates must register as a team. <h2>Do you pay for the attendees' transportation and/or accommodation costs?</h2> No. The Hackathon will be held online. The entire process - from application to shortlisting, as well as final voting, will take place via the online platform for Hackathon TAIKAI. However, to shortlisted teams, ICT Cortex offers its offices for the teamwork during Hackathon 7-9 October 2022. at Bild studio, 33 Romanovih, Podgorica, Montenegro.   <h2>Will there be a live stream from the event?</h2> Yes, live streaming of pitching and the award-winning ceremony will be available. <h2>Still have questions?</h2> <a href="https://join.slack.com/t/ictcortex/shared_invite/zt-1dj1m5k47-CvhGoJj0lHcrY8WE1g64fQ" target="_blank">JOIN THE SLACK GROUP </a>, on the slack channel #fintechhackathon-2  or send email at <a href="mailto:hackathon@cbcg.me">hackathon@cbcg.me</a> .

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CBCG FinTech Hackathon - Vol II

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02.09. - 01.10.2022.	Registration and application of ideas
08.09.2022. 18:00	Meet-up - Vol I - Detailed presentation of the CBCG Fintech Hackathon and PSD2 by the CBCG and ICT Cortex representatives. Meet-up will be organized in a hybrid form (offline + online). Venue location: CBCG, adr. Novaka Miloseva bb Podgorica.
14.09.2022. 18:00	Meet-up - Vol II - National FinTech Strategy Presentation of Montenegrin National Fintech Strategy by representatives of the CBCG, Vedanvi company and ICT Cortex.
02.10. - 03.10.2022.	Pre-selection After application of the idea, the expert jury will make a pre-selection of 5 best solutions that will have the opportunity to present their idea at the competition.
04.10.2022. 10:00	Shortlist Five teams that passed the pre-selection will be informed via platform on the following page.
04.10. – 6.10.2022. 20:00	Submission of video presentations The preselected teams deliver 3-minute video presentation of the team and solution.
07.10.2022. 08:00	CBCG Fintech Conference “Role of Fintech in the democratization of the financial landscape”
07.10.2022. 13:00	Start of the competition
07.10.2022. 13:05 - 09.10.2022. 13:00	Work with mentors Five best teams that passed the pre-selection will have the opportunity to work with expert mentors that will help them to shape their idea and make it ready for competition
09.10.2022. 13:00	End of the competition The competition ends on Sunday at 13:00. After that, the teams will no longer be able to change their projects and presentations on the platform.
09.10.2022. 16:00 - 17:00	Project presentation The final pitching before the jury and the audience will be held on Sunday from 16:00 to 17:00 in hybrid form.
09.10.2022. 17:00 - 18:00	Final jury evaluation After the presentation of ideas, the expert jury will, in line with the predefined criteria, evaluate all ideas transparently via this platform, and announce the winners of competition.
09.10.2022. 18:00	Awards ceremony The winners will be presented awards.