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JulWallet aims at creating a completely decentralized finance experience in connection with the fiat world applications like the Visa / Mastercard Debit Card. This is to be achieved by replacing all third parties in a financial transaction (ex. banks and middle men) with one or more Smart Contracts. This is not only because of distrust in traditional financial institutions, but also to avoid credit / debit card fraud or identity theft. Considering the number of people lacking coverage of traditional banks but having access to the internet, It is not simply important but also urgent to cater to their needs in a decentralized system. This is, of course, backed by a very strong belief in a decentralized financial system.

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