Smart contract address on Sepolia ethereum testnet - 0xe75c1e7e1C711CD398398dE3b2291dEecd3bE99c

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Discord contact - nvsblmike

Telegram contact - nvsblmike

Introducing Mchango_: Empowering Responsible Financial Management and Collaborative Savings

In today's dynamic financial landscape, where investment opportunities and risks abound, ensuring responsible financial management has become paramount. Mchango_, a revolutionary decentralized application, emerges as a solution designed to foster disciplined financial practices, smart investment strategies, and cooperative savings endeavors. As individuals strive to achieve their financial aspirations, Mchango_ stands as a beacon, offering a platform that not only facilitates automated contributions but also encourages the achievement of shared financial goals. Join us on a journey of prudent financial stewardship and collaborative wealth-building through Mchango_.

Mchango_ is a decentralised application that allows users to create groups, promotes financial discipline and inclusion, add group members, remove bad players, and instantiate the commencement of a contribution period. The admin, who is the creator of a group can set the amount that would be contributed for each contribution period.


Mchango_ stands as an innovative and groundbreaking decentralized application that confers upon its users the profound and empowering capability to intricately formulate and establish distinct groups, within the digital realm, wherein they are accorded the prerogative to selectively and judiciously extend invitations to incorporate fellow individuals as bona fide members.  The overarching and paramount objective of these meticulously curated groups revolves steadfastly around the concept of collaborative contribution, wherein participants synergistically combine their resources, all with an unwavering and collective devotion toward the fulfillment of a common and shared aspiration. Mchango_ aims to be the safety net for traders and intending traders against losses


Image source: BBC News Scotland-May28, 2021 link:

Cryptocurrency's high volatility exposes traders to unpredictable gains and losses, deterring many due to potential substantial losses. Our solution tackles this by securing a portion of traders' earnings to ensure a safety net against losses. This protection empowers traders to continue trading confidently even after losses.

 Additionally, our platform fosters optimism through collaborative contribution groups, uniting traders to mitigate risks and enhance profitability. This initiative extends to newcomers lacking capital, enabling participation through "Mchango_." Ultimately, we combat cryptocurrency's instability, safeguarding profits, and building a supportive trading community.


  1. Financial Discipline: Mchango_ encourages users to commit to regular contributions, fostering a disciplined savings habit and responsible financial planning.
  2. Group Accountability: Users can create or join contribution groups, promoting collective accountability to meet financial goals through shared efforts.
  3. Smart Investment: Mchango_ facilitates group decision-making, allowing users to invest collectively in projects, assets, or cryptocurrency, minimizing risks and maximizing potential gains.
  4. Automated and Non-automated Contributions: The app automates contributions, ensuring consistent savings without the need for manual interventions, reducing the chances of missed payments.
  5. Collaborative Goal Achievement: Users work together to achieve common financial objectives, such as purchasing expensive items, covering emergencies, or funding future endeavors.
  6. Reduced Risk of Loss: Group contribution savings minimize the impact of individual losses, as the collective effort cushions the effect of market fluctuations or investment setbacks.
  7. Community Support: Mchango_ creates a sense of community, allowing users to share experiences, insights, and advice, enhancing financial literacy and decision-making.
  8. Flexible Saving Options: The app offers flexible and personalized saving and contribution plans, catering to users' preferred frequency (weekly, monthly, yearly) and specific goals, adapting to various financial needs.
  9. Easy Management: Mchango_ streamlines group management, enabling the addition or removal of participants and initiation of contribution periods effortlessly.
  10. Privacy and Security: The decentralized nature of Mchango_ ensures users' privacy while maintaining a secure environment for financial interactions and transactions.
  11. Improved Financial Well-being: By promoting savings, responsible investment, and collective efforts, Mchango_ contributes to users' improved financial stability and well-being.
  12. Transparent Transactions: Users can track contributions, disbursements, and group activities transparently, enhancing trust and transparency within the community.


Mchango_ facilitates crypto users with automated and non-automated contributions, group savings, real-time insights, alerts, goal-based common fund pooling, enabling informed decisions, financial confidence and community support.

In summary, Mchango emerges as a vanguard decentralized application, championing the ethos of collective agency and collaborative enterprise. It empowers users to construct intricate networks of shared purpose through the establishment of curated groups, engendering an environment where cooperative contributions flourish and resonate, empowers users with financial responsibility and a supportive community, fostering a more secure and informed approach to savings and investments.